Today's Rates

Conventional Fixed Rate Mortgages
30 Year Fixed Rate
 Rate
 APR
 Points
 6.875%
 6.957%
 0.000%
20 Year Fixed Rate
 Rate
 APR
 Points
 6.625%
 6.731%
 0.000%
15 Year Fixed Rate
 Rate
 APR
 Points
 6.375%
 6.507%
 0.000%
10 Year Fixed Rate
 Rate
 APR
 Points
 6.250%
 6.435%
 0.000%

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  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A Heritage Financial Credit Union Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 845-561-5607.

Calculators

Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.

Rate Watch

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